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At McCarthy Jeep Ram, we offer competitive auto financing rates and terms on our great selection of new and used trucks, cars, and SUVs. Whether you decide on auto financing or auto leasing, we’re here for you. Our finance experts are here to guide you through the financing process and help you get into your new vehicle. Contact McCarthy Jeep Ram’s finance team today, or if you’re ready to start the financing process, you can fill out our secure finance application online. Still have questions? Let us help guide you with our car-buying tips and tools, or you can explore our rotating Dodge lease offers for savings on your favorite Dodge vehicles!
If you’re looking for a new car near Kansas City, you may be wondering if you should buy or lease. The answer depends on your financial situation and your personal preferences. Here are some key differences between auto loan financing and leasing, so you can get a better idea of which option is best for you!
In sum, buying vs. leasing is an age-old question that car shoppers face. But really, buying and leasing are just two different types of auto financing solutions!
As a reminder, auto financing involves purchasing a car and dividing its cost out over a certain period of months, plus interest. Once paid off, you own the car. An auto financing agreement is to a car what a mortgage is to a home. Auto leasing, on the other hand, involves paying for a portion of the car’s value over a period of time, then returning it once you finish making payments. An auto lease is to a car what a lease or rental is to an apartment or home.
When you go to purchase a new car and are in search of Jeep financing or RAM financing, you may be wondering how much you can afford. To determine this, most financial experts use an easy rule of thumb: Drivers should spend no more than 10% of their take-home pay on a car loan payment and no more than 20% on total car expenses, which includes things like gas, insurance, repairs, and maintenance.
Once you know the monthly car payment you can afford, you can calculate how much you can afford to borrow for your car loan. To help you calculate your payment, McCarthy Jeep Ram has a payment calculator that’s free for you to use! Simply input your information, and the calculator will help you determine Dodge financing rates, Jeep financing rates, and RAM financing rates. Do you have specific questions? Contact us, and one of our finance experts will help you!
While great effort is made to ensure the accuracy of the information on this site, errors can occur. Please verify all pricing information with a customer service representative. This is easily done by calling us or visiting us at the dealership.
Customer may not qualify for ALL Rebates shown. Some rebates are stackable and others can and cannot be combined. See Dealer For Complete Details.